/* CSS Variables */
        :root {
            --dark-blue: #0a1435;
            --light-blue: #2563eb;
            --accent: #7e22ce;
            --yellow: #fcd980;
            --white: #ffffff;
            --light-gray: #f8fafc;
            --dark-gray: #1e293b;
            --gradient: linear-gradient(135deg, var(--light-blue) 0%, var(--accent) 100%);
            --transition: all 0.3s ease;
            --shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
            --shadow-hover: 0 15px 40px rgba(37, 99, 235, 0.15);
        }

        /* Breadcrumb */
        .breadcrumb-section {
            background: linear-gradient(90deg, #eef4fa 0%, #f0f4ff 100%);
            padding: 15px 0;
            position: relative;
            z-index: 99;
            margin-top: 0; /* Same as navbar height */
        }

        .breadcrumb-content {
            display: flex;
            align-items: center;
            gap: 10px;
            color: var(--dark-blue);
            opacity: 0.7;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
            flex-wrap: wrap;
        }

        .breadcrumb-content a {
            color: var(--dark-blue);
            text-decoration: none;
            transition: var(--transition);
        }

        .breadcrumb-content a:hover {
            color: var(--light-blue);
            text-decoration: underline;
        }

        .breadcrumb-divider {
            margin: 0 5px;
        }

        /* Terms Header */
        .terms-header {
            background: linear-gradient(rgba(28, 30, 83, 0.9), rgba(28, 30, 83, 0.9)), 
                        url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2070&q=80');
            background-size: cover;
            background-position: center;
            color: var(--white);
            padding: 120px 0 60px;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .terms-header .container {
            position: relative;
            z-index: 2;
        }

        .terms-header h1 {
            font-size: 2.8rem;
            margin-bottom: 15px;
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
        }

        .terms-header p {
            font-size: 1.2rem;
            max-width: 700px;
            margin: 0 auto;
            opacity: 0.9;
        }

        /* Terms Content */
        .terms-content {
            padding: 60px 0;
            background: var(--white);
        }

        .terms-container {
            display: grid;
            grid-template-columns: 300px 1fr;
            gap: 40px;
        }

        /* Table of Contents */
        .terms-toc {
            position: sticky;
            top: 100px;
            align-self: start;
            background: var(--light-gray);
            padding: 25px;
            border-radius: 12px;
            box-shadow: var(--shadow);
            max-height: 80vh;
            overflow-y: auto;
        }

        .terms-toc h3 {
            color: var(--dark-blue);
            margin-bottom: 20px;
            font-size: 1.4rem;
            padding-bottom: 10px;
            border-bottom: 2px solid var(--light-blue);
            font-family: 'Montserrat', sans-serif;
        }

        .toc-list {
            list-style: none;
        }

        .toc-list li {
            margin-bottom: 12px;
        }

        .toc-list a {
            color: var(--dark-gray);
            text-decoration: none;
            transition: var(--transition);
            display: block;
            padding: 8px 12px;
            border-radius: 6px;
            font-size: 0.95rem;
        }

        .toc-list a:hover, .toc-list a.active {
            background: var(--dark-blue);
            color: var(--white);
            transform: translateX(5px);
        }

        /* Terms Sections */
        .terms-sections {
            padding-right: 20px;
        }

        .terms-section {
            margin-bottom: 50px;
            scroll-margin-top: 120px;
        }

        .terms-section h2 {
            color: var(--dark-blue);
            font-size: 1.8rem;
            margin-bottom: 20px;
            padding-bottom: 10px;
            border-bottom: 2px solid var(--light-gray);
            font-family: 'Montserrat', sans-serif;
            position: relative;
        }

        .terms-section h2::after {
            content: '';
            position: absolute;
            bottom: -2px;
            left: 0;
            width: 60px;
            height: 2px;
            background: var(--gradient);
        }

        .terms-section p {
            margin-bottom: 20px;
            line-height: 1.8;
            color: #4a5568;
            text-align: justify;
        }

        .terms-section ul {
            margin-left: 20px;
            margin-bottom: 20px;
        }

        .terms-section li {
            margin-bottom: 10px;
            line-height: 1.6;
            color: #4a5568;
        }

        .highlight-box {
            background: var(--light-gray);
            padding: 25px;
            border-radius: 10px;
            border-left: 4px solid var(--light-blue);
            margin: 25px 0;
        }

        .highlight-box p {
            margin: 0;
            color: var(--dark-blue);
            font-weight: 500;
            line-height: 1.6;
            text-align: justify;
        }

        .contact-info {
            background: linear-gradient(135deg, #f0f4ff 0%, #e6eeff 100%);
            padding: 30px;
            border-radius: 12px;
            margin-top: 40px;
            border: 1px solid #dbeafe;
        }

        .contact-info h3 {
            color: var(--dark-blue);
            margin-bottom: 20px;
            font-family: 'Montserrat', sans-serif;
        }

        .contact-details {
            display: flex;
            flex-wrap: wrap;
            gap: 20px;
        }

        .contact-item {
            display: flex;
            align-items: center;
            gap: 12px;
            padding: 12px 20px;
            background: var(--white);
            border-radius: 8px;
            box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
            flex: 1;
            min-width: 250px;
        }

        .contact-item i {
            color: var(--light-blue);
            font-size: 1.2rem;
            flex-shrink: 0;
        }

        .contact-item a {
            color: var(--dark-gray);
            text-decoration: none;
            transition: var(--transition);
            word-break: break-all;
        }

        .contact-item a:hover {
            color: var(--light-blue);
        }

        /* Last Updated */
        .last-updated {
            text-align: center;
            padding: 20px 0;
            color: #718096;
            font-style: italic;
            border-top: 1px solid #e2e8f0;
            margin-top: 40px;
        }

        /* Mobile Navigation Toggle */
        .mobile-toc-toggle {
            display: none;
            background: var(--light-blue);
            color: white;
            border: none;
            padding: 12px 20px;
            border-radius: 6px;
            margin-bottom: 20px;
            width: 100%;
            font-weight: 600;
            cursor: pointer;
            align-items: center;
            justify-content: space-between;
        }

        .mobile-toc-toggle i {
            transition: transform 0.3s ease;
        }

        .mobile-toc-toggle.active i {
            transform: rotate(180deg);
        }

        /* Footer */
        .footer {
            background: var(--dark-blue);
            color: var(--white);
            padding: 60px 0 0;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .footer-brand {
            display: flex;
            flex-direction: column;
            gap: 20px;
        }

        .footer-logo {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .footer-logo-img {
            width: 50px;
            height: 50px;
            object-fit: contain;
        }

        .footer-tagline {
            font-size: 1.5rem;
            font-weight: 700;
            color: var(--white);
        }

        .footer-description {
            color: #cbd5e1;
            line-height: 1.6;
        }

        .footer-section h3 {
            font-size: 1.2rem;
            font-weight: 600;
            margin-bottom: 20px;
            color: var(--white);
        }

        .footer-section p {
            margin-bottom: 10px;
            color: #cbd5e1;
        }

        .footer-section ul {
            display: flex;
            flex-direction: column;
            gap: 12px;
        }

        .footer-section a {
            color: #cbd5e1;
            text-decoration: none;
            transition: var(--transition);
        }

        .footer-section a:hover {
            color: var(--white);
        }

        .footer-bottom {
            background: rgba(0, 0, 0, 0.2);
            padding: 20px 0;
            margin-top: 60px;
        }

        .footer-bottom-content {
            display: flex;
            justify-content: space-between;
            align-items: center;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
            flex-wrap: wrap;
            gap: 20px;
        }

        .copyright {
            color: #cbd5e1;
            font-size: 0.9rem;
        }

        .footer-nav ul {
            display: flex;
            gap: 20px;
            flex-wrap: wrap;
        }

        .footer-nav a {
            color: #cbd5e1;
            font-size: 0.9rem;
            transition: var(--transition);
        }

        .footer-nav a:hover {
            color: var(--white);
        }

        /* Responsive Design */
        @media (max-width: 992px) {
            .terms-container {
                grid-template-columns: 1fr;
                gap: 30px;
            }
            
            .terms-toc {
                position: relative;
                top: 0;
                width: 100%;
                max-height: none;
                margin-bottom: 30px;
            }
            
            .terms-sections {
                padding-right: 0;
            }
            
            .mobile-toc-toggle {
                display: flex;
            }
            
            .terms-toc {
                display: none;
            }
            
            .terms-toc.active {
                display: block;
            }
        }

        @media (max-width: 768px) {
            .terms-header {
                padding: 70px 0 50px;
            }
            
            .terms-header h1 {
                font-size: 2.2rem;
            }
            
            .terms-header p {
                font-size: 1.1rem;
            }
            
            .terms-content {
                padding: 40px 0;
            }
            
            .contact-details {
                flex-direction: column;
            }
            
            .contact-item {
                width: 100%;
                min-width: auto;
            }
            
            .terms-section h2 {
                font-size: 1.6rem;
            }
        }

        @media (max-width: 576px) {
            .container {
                padding: 0 15px;
            }
            
            .terms-header {
                padding: 60px 0 40px;
            }
            
            .terms-header h1 {
                font-size: 1.8rem;
            }
            
            .terms-header p {
                font-size: 1rem;
                padding: 0 10px;
            }
            
            .terms-section h2 {
                font-size: 1.5rem;
            }
            
            .highlight-box {
                padding: 20px;
            }
            
            .contact-info {
                padding: 20px;
            }
            
            .contact-item {
                padding: 10px 15px;
            }
        }